Justwealth
Founded in 2016, Justwealth is recognized as a leading Canadian robo-advisor and delivers an enhanced investment experience designed to help you achieve your financial goals more effectively. Justwealth stands out by building sophisticated, globally diversified portfolios using primarily low-cost Exchange Traded Funds (ETFs). This means you benefit from transparent, cost-efficient investments and potentially higher returns over time. This strategic partnership allows FIRE Financial to leverage Justwealth's expertise and technology, freeing us to focus on providing you with personalized financial planning and advice, tailored to your unique circumstances and aspirations. Together, FIRE Financial and Justwealth offer a powerful combination of human guidance and cutting-edge investment management, all working to help you reach your financial destination with greater confidence and lower costs.
Website: www.justwealth.com
Nest Wealth
Nest Wealth, established in 2014, is a Canadian firm offering customized wealth management services for individual investors, financial advisors, and financial institutions. They create a personalized investment strategy tailored to your risk tolerance, goals, and current financial status, which includes a mix of bonds, equities, and real estate ETFs.
A portfolio manager will contact you to ensure your comfort with the risk assessment and allow you to adjust the portfolio's allocation and cash target to meet short-term liquidity needs. They manage your portfolio by automatically rebalancing it and maintaining low management costs. Nest Wealth is an excellent choice for Canadian investors seeking automated portfolios and unlimited access to portfolio managers.
Website: www.nestwealth.com
Nextgen Financial Planning Inc.
Nextgen Financial Planning Inc. is a fiduciary financial planning firm based in Ontario, Canada. Its approach centers on offering advice-only services for a flat fee, ensuring transparency, and removing conflicts of interest.
Nextgen Financial Planning Inc. supports do-it-yourself (DIY) investors by providing objective financial advice and planning without managing their assets directly. This means clients can have their investment accounts at their preferred financial institutions such as Wealthsimple Trade, Questrade, TD Direct Investing etc. while getting investment advice from a portfolio manager to build their desired portfolio. This kind of arrangement is the first in Canada (to the best of our knowledge). Nextgen recommends different Exchange-Traded Funds (ETFs) to build custom portfolios that match the financial plan's objectives. Since each portfolio is different, clients will experience the true customization to meet their desired portfolio.
Website: nextgenfinancialplanning.ca
Efficient Wealth Management (EWM)
Efficient Wealth Management Inc. takes a comprehensive and strategic approach to investment management. Their investment strategies are customized using Exchange-Traded Funds (ETFs), which are known for their low costs and diversification benefits. This approach helps clients achieve their financial goals while minimizing costs. Efficient Wealth Management collaborates with external Certified Financial Planners (CFPs) like us for regular reviews and adjustments to the investment plan, ensuring that the portfolio remains aligned with the client's goals and market conditions. They also work with registered portfolio managers who implement the investment strategies, charging a fee based on assets under management (AUM), typically around 0.30%. As a fee-only firm, they do not earn commissions from selling financial products, ensuring that their advice is unbiased and, in the client’s, best interest.
Website: www.efficientwealth.com
