Retirement Planning Can Be Vague and Confusing.
We Are Here to Give You Clarity
Our Specialization
Pre-Retirees
Retirement planning can feel overwhelming, especially with pensions, CPP, OAS, tax-efficient withdrawals, and investment risks all needing consideration, alongside supporting family and enjoying your hard-earned retirement. If these complexities resonate, FIRE Financial specializes in guiding Canadians like you through these important financial decisions, understanding your anxieties and simplifying the process with clear guidance. At FIRE Financial, our approach is designed to provide peace of mind through tax-smart strategies that minimize your lifetime taxes, and a low-cost investment style suited for retirement income, ensuring you keep more of your money and have a sustainable income stream.
Let us help plan for a comfortable and secure retirement; contact us today for a consultation.
Financial Independence/Small Business Owners
Dreaming of financial freedom? At FIRE Financial, we understand, because that’s our story too. We left the corporate 9-to-5 world to pursue work that brings us joy and true financial independence, so we know firsthand the anxieties of corporate life, from performance reviews to unexpected layoffs. For us, financial independence means having the resources to choose fulfilling careers and build meaningful businesses. FIRE Financial is here to be your “money guy,” guiding you to achieve that same freedom. Whether you prefer advice-only planning or full wealth management, we offer choices and expertise to help you take control of your financial future and pursue your own path to independence.
Families With Disability
At FIRE Financial, we recognize the unique financial challenges faced by families with disabilities, from managing extra costs for medical needs and specialized equipment to balancing caregiving responsibilities and navigating complex government benefit programs like the Registered Disability Savings Plan (RDSP) and Disability Tax Credit (DTC). We understand the financial strain, the juggling act of work and care, and the frustration of accessing needed support. While your resilience is inspiring, sometimes financial navigation feels overwhelming. We, together with our partners, offer specialized guidance to help you understand these intricate systems and develop a financial plan that addresses your specific needs, providing a hand to hold on to your financial journey and striving to ease the complexities you encounter.
Our Approach
Services We Offer
Retirement Plan (Most Popular)
Advice Only, Retirement Focus.
Starts at $2400/Year (For Couples)
Starts at $2000/Year (For Singles)
Includes:
- Spending Plan (Go-Go, Slow-Go, No-Go Years)
- Tax-Efficient Retirement Withdrawals
- CPP & OAS Timing Strategies
- Work Pension Integration
- RRSP Meltdown Strategy
- Income Splitting with Spouse
- Selecting Asset Allocation
- Building Liquidity for Decumulation
- Lifetime Tax Bill Smoothing
- Tax Efficient Wealth Transfer
- Stress Test with Assumptions
- 90-Day Implementation Support
- Optional Tax Preparation: $250/couple or $150/single.
- Free Access to MasterClasses
- DIY Individuals, Retirement Validation
Client Journey with Us
Step 1
Book a complimentary meeting to check if we are good fit.
Step 2
Fill out our questionnaire and upload relevant documents.
Step 3
Book time for planning sessions. Ask many questions that stress you, adjust model plans and test scenarios
Step 4
Understand the financial plan and start implementing the action plan
Step 5
Regular meetings with us to review and update the financial plan as needed in the future
REVIEWS
What Clients Say
“Ahmed educated me on building my investment portfolio and made me understand the intricacies of the Canadian housing market from a first-time home buyer’s perspective. He is friendly and knowledgeable. He was upfront about the ‘hidden costs and foreseeable risks. Having a diverse yet relevant background, he was able to answer my advanced questions. He seemed to be an honest and reliable professional who is capable of meeting various client needs.”
Economist at Government of British Columbia
“Ahmed is highly knowledgeable and professional. I have been his client for the last two years and he is so pleasant to deal with. What is exceptional about him is that he is there to help and respond to any questions, anytime, a very humble person.”