Advice-Only Investment Consulting
for Do It Yourself (DIY)
As an active trader/investor myself, I understand the pain point of being DIY investor. There are very few advice-only advisors who offer investment consulting to the DIY community. As a DIY investor, our recommendation is to have a comprehensive financial plan which includes money management, investment, tax, insurance, mortgage, estate planning, etc. Investment is just one part of the overall financial plan.
Investment Consulting Features
We help you to navigate the complex world of investment and its tax implications. We educate you to become a more knowledgeable and informed investor.
- Goal set up and fund alignment with your values
- Existing portfolio fees discussion
- Geographic and sector allocation discussions
- Develop Investment Policy Statement (IPS)
- Asset allocation and asset location discussion
- Fundamental and technical analysis
- General portfolio management techniques
- Avoid common mistakes that investors make
Everything you need for $500/session.
A session typically lasts for 1.5 hours to 2 hours. You can book as many sessions as you need to improve your investment and financial knowledge.
Frequently asked questions
- Do It Yourself (DIY) client – self-driven investors who prefer buying-selling investments themselves
- Validators – investors who have basic financial literacy and investment skill but do not know how to fit investing in overall financial planning
- Delegators – suitable for a full-service wealth management firm
No. I do not hold any investment license and am not authorized to recommend to you which stocks, ETFs, or mutual funds to buy. However, I can educate you to analyze investment options, build investment portfolios, and manage them.
According to industry expert Michael Kitces, there are three types of investors:
Both DIY and validator investor groups can benefit from our investment consulting services.
I am a Chartered Financial Analyst (CFA) and Chartered Market Technician (CMT) charter holder. The CFA program is the gold standard for fundamental analysis, securities valuation, portfolio management, asset relationship, ethics etc. The CMT program focuses on technical analysis, chart reading, market sentiment, risk management, entry and exit strategies, behavioural finance, etc.
Absolutely not. However, if you have a small investment account, it may not make sense.
FIRE Financial is a virtual financial planning firm. We can have video chat from anywhere in the world.
The financial planning industry recommends an annual investment checkup. But it really depends on how much you want to be involved and what level of complexity you have.