Advice-Only Investment Consulting for Do It Yourself (DIY)

As an active trader/investor myself, I understand the pain point of being DIY investor. There are very few advice-only advisors who offer investment consulting to the DIY community. As a DIY investor, our recommendation is to have a comprehensive financial plan which includes money management, investment, tax, insurance, mortgage, estate planning, etc. Investment is just one part of the overall financial plan.

Investment Consulting Features

We help you to navigate the complex world of investment and its tax implications. We educate you to become a more knowledgeable and informed investor.

  • Goal set up and fund alignment with your values
  • Existing portfolio fees discussion
  • Geographic and sector allocation discussions
  • Develop Investment Policy Statement (IPS)
  • Asset allocation and asset location discussion
  • Fundamental and technical analysis
  • General portfolio management techniques
  • Avoid common mistakes that investors make

Everything you need for $500/session.

A session typically lasts for 1.5 hours to 2 hours. You can book as many sessions as you need to improve your investment and financial knowledge.

Frequently asked questions

No. I do not hold any investment license and am not authorized to recommend to you which stocks, ETFs, or mutual funds to buy. However, I can educate you to analyze investment options, build investment portfolios, and manage them.

According to industry expert Michael Kitces, there are three types of investors:

  1. Do It Yourself (DIY) client – self-driven investors who prefer buying-selling investments themselves
  2. Validators – investors who have basic financial literacy and investment skill but do not know how to fit investing in overall financial planning
  3. Delegators – suitable for a full-service wealth management firm

Both DIY and validator investor groups can benefit from our investment consulting services.

I am a Chartered Financial Analyst (CFA) charter holder and passed all 3 levels of the Chartered Market Technician (CMT) program. CFA program is the gold standard for fundamental analysis, securities valuation, portfolio management, asset relationship, etc. CMT program primarily focuses on chart reading, market sentiment, risk management, different entry, and exit strategies, etc.

Absolutely not. However, if you have a small investment account, it may not make sense.

FIRE Financial is a virtual financial planning firm. We can have video chat from anywhere in the world.

The financial planning industry recommends an annual investment checkup. But it really depends on how much you want to be involved and what level of complexity you have.